Payments & POS
SmartPay Advantage™
Empowering Small Businesses with Smart Payment & Growth Solutions
AGF Business Consulting is a trusted partner for small business owners looking to eliminate credit card processing fees, streamline operations, and unlock sustainable growth.
With the SmartPay Advantage™ program, powered by the Clover® POS system, AGF delivers a suite of smart solutions designed to put money back in your business and give you full control of your payment processing. In 2025 alone, SmartPay Advantage™ helped business owners save thousands—many cutting up to 100% of processing fees.
What's Included:
Clover® POS Systems (Countertop, Mobile & Online)
SmartPay Advantage™ Cash Discount Program
Zero-Fee Credit Card Processing
Customer Loyalty & Rewards Programs
Employee Management & Scheduling Tools
Inventory Tracking & Online Ordering Integration
Next-Day Deposits & Contactless Payments
